If you did not know it, the first Bank opened its doors to the public in 1878. This opening took place in Angers. Like any institution that operates in the banking market, it distributes retail banking products ( current account for example ), but also insurance and credit products. The purchase of credits is part of its catalog. This ticket allows you to discover the offer offered in terms of credit redemptions of Bank.
The People’s Bank and its refinancing solution
The signature of the Bank is “Addition forces. Multiply the chances . Does the Bank really offer its clients a chance to get out of the debt situation with its financing solutions? Here is a question that all citizens are entitled to ask. To enlighten your lantern, we decided to analyze the solution (or solutions) proposed by Bank. What does she propose concretely?
Bank is a close to its customers. In fact, the solutions adapt according to your geographical area. Even if the basic principle of buying back credits is the same, the interest rate may be different from region to region. It should, therefore, to get closer to your local agency to better consider this solution to fight against indebtedness.
What is the purpose of a credit redemption?
This type of financial transaction makes it possible to reduce the amount of monthly payments due for the repayments of credits. It goes without saying that the decrease increases the applicant’s cash flow and makes it possible to recover purchasing power . It should be noted that this is still a depreciable loan and that the extended duration increases the total cost of credit. We must, therefore, think carefully while weighing the pros and cons as a function of its financial situation and its ability to commit.
Bank agrees to study the files for:
- collect revolving credits (these are usually credits linked to various store loyalty cards).
- collect all personal loans (this term includes both movable loans and loans to finance travel or work).
- associate revolving credits with personal credits.